Meet
Michael Tillman — Your Personal Points Pro
With over a decade of experience in credit and rewards systems, Michael started Credit Michael to help everyday people unlock the full value of their points. Whether it’s a honeymoon in Bora Bora or a business class seat to Tokyo, Michael knows how to make your points stretch further than you ever imagined.
From understanding complex transfer partners to optimizing card strategy, Michael has done it all — and now he’s helping you do the same.
Success Stories
"Michael turned my points into a Bali vacation!"
I had over 200,000 points sitting in my account for years and didn’t know how to use them properly. Michael helped me transfer them strategically and booked a luxury hotel in Bali—all for free! I would’ve never figured this out alone.
– Jessica R., Seattle, WA
Thanks to Michael, I used my Amex points for a first-class flight to Paris. I always thought these kinds of redemptions were impossible or too complicated, but he made the process seamless.
"First-class flights I didn’t think I could afford."
– David T., Houston, TX
We wanted a vacation but were on a tight budget. Michael helped us use our Chase and Capital One points to cover airfare and part of our hotel. He literally saved us over $1,000!
"Saved $1,300 on a family trip."
– Lauren M., Atlanta, GA
"Points I forgot about turned into hotel stays."
I didn’t realize how many points I had across different cards. Michael consolidated everything, showed me my options, and booked a 5-night stay in New York. He’s a wizard with travel rewards.
– Kevin B., Chicago, IL
I used to just let my points sit or use them for gift cards (mistake!). Michael helped me redeem them for a $900 flight and showed me how to earn even more in smarter ways.
"I thought points were useless—until Michael stepped in."
– Andrea C., Phoenix, AZ
I always felt overwhelmed trying to figure out how to use my credit card points. Michael not only explained everything clearly, but he also booked my entire trip to Italy using points I didn’t even realize had real value. I’m never booking travel without his help again!